- Financial Planning
- E-Umbrella
- Testimonials
- Umbrella V's Ltd
- How we work
- Switch Umbrella Co
- FAQ's
- Costs
- Downloads
Car Finance
At Excellium we're dedicated to serving the individual needs of our contractor clients and are always looking to add services to our portfolio of financial products... With our car finance service clients of Excellium can be sure to receive the best possible deal with absolutely no charge whatsoever. With our strength in the market place we are able to negotiate with lenders up and down the country to bring the latest offers on the latest cars direct to you. Our finance advisors are specialists at arranging Personal Contract Purchase (PCP) agreements on new and used vehicles.
What is PCP?
PCP was designed specifically to be a personal contract for private individuals. Should you enter into a PCP plan, it is classed as a conditional sale agreement that offers you protection under the Consumer Credit Act 1974 and the Financial Services Regulations 2004. Seen as a way to avoid the depreciation trap, a PCP agreement allows you the option to set up a contract term, with monthly payments. At the end of the term, you then have the option to purchase the vehicle, or simply hand it back to the contract provider.
If you have any questions regarding the PCP service, please feel free to contact us and we will be sure to answer them for you. You can contact us on 0800 599 9994 or alternatively please email pcp@excelliumumbrella.com.
